Day 3 is upon us!! Today’s questions are:
Have you started your Christmas shopping yet? Do you budget for the holidays? Do you always stick to your budget? Share with us any budgeting tips you may have!
Have i started my Christmas shopping yet? I am just about done!!! That’s right…D.O.N.E. I have a Christmas club that i started through my work about a year and a half ago. They take $25 out of every paycheck (money never seen is never missed) and on October 1st they send me this nice big fat check! Its the best thing i could have ever done….i highly recommend it. As soon as i get that check i start my shopping….for a number of reasons:
1. I hate the crowds. If i don’t have to go shopping around Christmas time…then i’m not!
2. If you start early, chances are you’ll find everything you need. I don’t want to have to rush around the few weeks before Xmas looking for that “one” thing he really wanted, and not be able to find it.
3. The longer i have the money sitting there…the more likely i am to spend it on non-christmas related things.
I almost never stick to my budget. Because i start so early and usually use the Christmas club check rather fast, i end up buying things here and there up until christmas. I might buy one or two things a week (if i’m out). But that’s my Christmas shopping routine in a nutshell!!
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That’s super nice. I wish my work had one of those! It’s a good little savings plan.
That’s such a great idea! I always want to put money aside on our own, but something always seems to come up. Lucky you to be done!
That’s great of your company to offer that! What a great system you have! Here’s My Day 3! Come sign Mr. Linky!
I’m at BWH. Been here for 5 yrs, in GI. Working my way thru school!
I never seem to save enough for holiday shopping. I head out super early on Black Friday, with the exception of my “blondtastic” (I love that!) Birthday; I think Black Friday is probably my favorite day of the year : )You get really awesome deals the earlier you get to your fave stores.
Victoria’s Secret (don’t miss the V.S. gift it’s usually good) and Express usually do a free gift with $50 purchase.
that is very cool!
Jealous tha tyou are almost done
I wonder what would happen if I actually tried to shop earlier. Do you think it might not be such an issue for me? Hmmm…Theory to try next year!
Love that christmas club, wish we had that. LOL
Thanks for the idea of kids not having toys. May have to tell that to Connor.
Christmas Clubs are nice to have!
Smart, smart planning!!
Check out the new Family FotoFun Friday feature on my blog~ http://dianas-daily-ramblings.blogspot.com/
Way to go!!! DONE is a nice feeling!!
I am like that too. If I get done too early I always find more things to buy the closer Christmas gets.
That Christmas club sounds like such a great idea! I really wish my company had that, but I work for a small law firm! It sounds like you have a good plan going!!
I don’t know why I have not ever started a Christmas club. It sounds like the smart way to go.
i’m a sahm… no christmas club here!
Another one in the Christmas Club. I’m going to need to jump on the bandwagon since it’s such a great idea.
Ugh, you Christmas savers make me look bad. LOL I’m seriously going to try that for next year.
I hate the crowds as well
Yeah, I’ve started shopping, but I just cannot get into it this year. Last year at this time I was so far ahead of the game, almost done, in fact…wrapped and everything! But this year, no can do! I even went out today and just well, like when you get a blogger’s block…I had a shopper’s block! ARGH!